Welcome
At Excelsior Financial Services ("Excelsior") we understand that the funding requirements of every Business can be unique with different purposes. Hence we cater to your financial needs with a holistic approach.
Whether you are a Micro, Medium or Mid sized Corporate; A Corporate with a Rs.50 Lacs - Rs.1 crore funding requirement or a fairly Larger Corporate with a Rs.50-100 Crore Capital requirement, our team would analyze the right Loan product for your Business from a suite of Loan Products offered by the Banking and Financial Services Industry (BFSI).
Our suite of financial products includes Investment services be it Mutual Funds, Bonds or other diversified investment options
Investment Solutions for all
Unlock your financial potential with our range of investment options.
Mutual funds offer a diversified portfolio managed by experts, perfect for both beginners and seasoned investors.
Portfolio Management Services (PMS) provide customized strategies tailored to high net worth individuals, ensuring personalized growth.
Bonds, including government and corporate securities, deliver stable returns with lower risk.
All these options are regulated by SEBI, ensuring transparency and security. Whether you're seeking steady income or long-term growth, our investment solutions cater to your unique needs. Start your journey today and let us help you achieve your financial goals with confidence and peace of mind.
Invest in Fixed Deposits
Investing in fixed deposits of corporates can be a lucrative option for individuals seeking steady returns with relatively low risk. However, it's essential to exercise caution and understand the associated risks to ensure the safety of your investment.
Here are some key factors to consider:
1. Higher Returns: Corporate fixed deposits often offer higher interest rates compared to traditional bank fixed deposits, making them an attractive option for investors seeking better returns.
However the primary risk associated with corporate fixed deposits is credit risk, which refers to the possibility of the company defaulting on its payment obligations. To mitigate this risk, invest in companies with a strong credit rating from reputable agencies like CRISIL, ICRA, or CARE.
2. Fixed Income stream: Corporate fixed deposits provide a fixed income stream, which can help investors plan their finances and meet their financial goals.
3. Flexibility: Corporate fixed deposits often come with flexible tenures, ranging from a few months to several years, allowing investors to choose a tenure that suits their financial goals.
4. No Market Volatility: Corporate fixed deposits are not affected by market fluctuations, making them a stable investment option in times of market volatility.
By exercising caution and doing your due diligence, you can minimize the risks associated with investing in corporate fixed deposits and enjoy relatively stable returns on your investment.